Wendy MacArthur
Credit Consultant

0% Credit Cards - Apply Online 0% APR Credit Cards

If you're looking for 0% APR credit cards, or balance transfer credit card offers, or perhaps a card geared towards students, take a minute to read some of these helpful tips.

• 23.8% of American households have no credit cards at all -- no bank cards/no retail cards
• Another 31.2% of the households paid off their most recent credit card bills in full.

You can find numerous companies like Discover Card® that offer 0% credit cards. These credit cards are from companies that do not charge any type of annual fee just for being a cardholder. These credit cards are normally given to people that have above average credit scores such as no late payments, no bankruptcies, etc.

A good option is transferring your balance to a card with a lower interest rate or a 0% APR. If you are expecting a tax refund or a bonus within next year, transfer your balance to a card with 0% APR offer. Most credit cards offer this service on balance transfers for 12 months.

Chase Platinum - 48 Hour Decision. No annual fee. 0% fixed APR for up to 12 months. (This one is getting great responses from applicants!)

Discover® Platinum Clear Card - One of the top 0% Credit Cards

College Student Discover Card - Great for College Students
(0% APR on Purchases for Six Months, No annual fee and up to 5% cashback)

Stay on top of your credit with a Free Annual Credit Report

I strongly urge that you do not respond to a solicitation by mail to apply for a new credit card. The banks that can afford to send your mailbox with this junk are not usually the ones that offer the best rates, don't fall a victim to their marketing and go with one of the most trusted names around.

Now most cards let you can pick from a wide range of great card designs that express your individuality. Whether it's scenic views, cowboys, flowers or smiley faces there are many options to choose from.

* APR stands for annual percentage rate; it represents the actual yearly cost in addition to the funds being borrowed. Credit card companies are required by law to publish their APR clearly so customers get a clear understanding of how much money they will owe.

Please Choose a Card Design To Get Started